Credit report agencies. There’s the Big 3, then there’s the other 679 credit reporting agencies. Some of the smaller credit report agencies collect data from any available source they can find about people’s prior employment and personal histories. Sometimes your data gets mixed with another person in the agencies files, sometimes it is just plain incorrect. Accurate or inaccurate, the data is going to be sold to the credit industry, employers or landlords. The agency gets a profit, you get a problem. Are you a victim of credit report errors? Do you know someone who is? Call us at Lee Legal. 404.288.4444. We practice in the metro Atlanta area. We are a Georgia consumer law firm.
Since these ‘other’ credit reporting agencies can influence your daily life, your ability to work, or your ability to change jobs you need to move fast and demand accuracy if they mess up your data. Call us at Lee Legal. 404.288.4444.
- Some of these smaller mid size credit report agencies collect, store and sell records of your landlord/tenant history, rental payments, medical and insurance claims.
- If someone sees it, they’ll believe it.
- The Fair Credit Reporting Act applies to all credit report agencies. Equifax, Experian, Transunion and all the ohters. The FCRA applies to more than just credit.
- The Fair Credit Reporting Act applies to all credit reporting agency reports. Reports on your rent history, mortgage and credit history, work and prior employment histories, inaccurate criminal history, even truck driver performance histories.