Credit report agencies.There’s the Big 3, then there’s the other 679 credit reporting agencies. You have a legal right to have credit report errors corrected. Some of the smaller credit report agencies collect data from any available source they can find about people’s prior employment and personal histories. Sometimes your data gets mixed with another person in the agencies files, sometimes it is just plain incorrect. Accurate or inaccurate, the data is going to be sold to the credit industry, employers or landlords. The agency gets a profit, you get a problem. Are you a victim of credit report errors? Do you know someone who is? Contact Lee Legal.. 404.288.4444 or use our Online contact form. We practice in the metro Atlanta area. .
Are your credit report records accurate? Check. Use this link to get a real credit report free once every 12 months from each of the Big 3. Free Credit Report from Equifax, Experian and TransUnion
- Some of these smaller mid size credit report agencies collect, store and sell records of your landlord/tenant history, rental payments, medical and insurance claims.
- If someone sees it, they’ll believe it.
- The Fair Credit Reporting Act applies to all credit report agencies. Equifax, Experian, Transunion and all the others. The FCRA applies to more than just credit history, it applies to housing history and employment.
- The Fair Credit Reporting Act applies to all credit reporting agency reports. Reports on your rent history, mortgage and credit history, work and prior employment histories, inaccurate criminal history, even truck driver performance histories.